About payment
If you have any trouble with payment, don't worry, just consult with us!
Do-Live offers two payment methods: bank transfer and driver's license loan.
Bank transfer
Please transfer the amount through Oath's financial services or online banking by the specified date.
*The payment deadline varies depending on the period until enrollment.[Bank transfer details]
Bank name: Mizuho Bank, Kojimachi Branch
Account number: Regular 1473401
Recipient: ZIPLUS (Ka
01. Transfer via internet banking
Please access the internet banking of each financial institution from your computer, mobile phone, or smartphone and transfer the amount to the above account.
02. Transfer money at ATM
Please transfer money to the above account from your local ATM.
Cash transfers exceeding 100,000 yen are not possible at ATMs. Please use your cash card to transfer money from your account.
03.Payment at bank counter
Please prepare cash in advance and complete the payment procedure at your local bank counter.
For cash transfers exceeding 100,000 yen, you will be required to present identification documents (insurance card, passport, student ID card, etc.).
For those who find it difficult to pay in a lump sum, we recommend using a loan. Payments can be made in up to 60 installments, and payments can be started after enrollment.Driving license loan (split)
If you find it difficult to pay in one lump sum, we recommend taking out a loan.
Payments can be made in up to 60 installments, and payments can be started after enrollment.
Apply in 3 easy steps!
When applying, please indicate that you would like a loan.
We will send you a "WEB application form" via email, so please complete the application procedure.
After you apply for a loan, the credit company will conduct an examination.
Depending on the content of the review, you may receive a phone call or email, so please respond accordingly. If you receive a phone call or email from a credit card company, please respond promptly.
If you pass the loan screening, payments will start from the end of the month following your enrollment.
Both the applicant and the guarantor must be residents of Japan.
Payment starts the month after you enroll! However, depending on your enrollment date, it may start from the end of the month after the following month.
Application conditions
Please check your application type from Tables A, B, and C below.
| Unemployed | high school student | University/vocational school | Expert | |||
|---|---|---|---|---|---|---|
| 1st and 2nd grade | 3rd grade | No part-time job | Part-time job available | |||
| Under 18 | A. | A. | C or A | C or A | A. | |
| 18+ Under 20 years old |
B or A | A. | C or A | C or A | C | |
| Over 20 years old | × | C or A | B | C | C | |
| type | How to apply |
|---|---|
| A. | The application must be made in the name of the legal guardian (usually the father). The bank account for direct debits must also be in the name of the proxy applicant. |
| B | The application must be made in your own name. However, the person with legal guardianship (usually the father) will need to act as a guarantor. The debit account can be a bank account in your name. |
| C | The application must be made in your own name. The debit account must also be a bank account in your name. *If you are a minor, you will need parental consent. *If you are a third-year high school student, you may not be able to apply in your own name until October or later. |
Loan payment simulation
If you are considering using loan payments, we recommend that you simulate the monthly payment amount and fees.
*The effective interest rate may change depending on the financial situation.
*If you wish to make a down payment or bonus payment, your monthly payment amount will change, so please contact us.
Example of payment (normal split/no bonus)
| Number of payments | For 200,000 yen | For 250,000 yen | ||
|---|---|---|---|---|
| 6 times | First time | 35,234円 | First time | 44,168円 |
| From the second time onwards | 34,900円 | From the second time onwards | 43,600円 | |
| Total to pay | 209,734円 | Total to pay | 262,168円 | |
| commission | 9,734円 | commission | 12,168円 | |
| Number of payments | For 200,000 yen | For 250,000 yen | ||
|---|---|---|---|---|
| 24 times | First time | 10,771円 | First time | 12,314円 |
| From the second time onwards | 9,800円 | From the second time onwards | 12,300円 | |
| Total to pay | 236,171円 | Total to pay | 295,214円 | |
| commission | 36,171円 | commission | 45,214円 | |
FAQ
What payment methods are available?
You can choose between bank transfer and loan depending on your needs.
If I pay in a lump sum, when should I pay?
It depends on the school and the training camp.
*The payment deadline may vary depending on the period until enrollment.
■ Commuting to school
Once your application is confirmed, you will generally be required to transfer the full amount within 3 days.
■ Training camp
Once your application is approved, you will generally be required to transfer the full amount within one week.
However, if you have more than two months until enrollment and are unable to make payment within one week,
Please transfer 22,000 yen (tax incl.) as a down payment.
The remaining balance must be paid within one month of the deposit due date.
Can I change my payment method after my application is confirmed?
You can change your payment method even after your reservation is confirmed.
However, if you change from a bank transfer to a driver's license loan, it will take time to review the loan, so you may not be able to complete the procedure in time for enrollment.
Please note that in this case you will have to change your enrolment date.
I don't know much about loans?
For both attending classes and attending the training camp, full payment is required before enrolling. Because the training camp fee is high, we have contracted with a credit company to provide a driver's license loan that can be paid in installments.
After applying, you will undergo a loan screening process. If you pass the screening by the enrollment date, payments will begin from the month following the enrollment date.
If you are attending classes, you will need to decide on a date to enroll after passing the loan screening.
I am a minor, can I get a loan?
Starting from your third year of high school (expected to graduate), you can apply for a loan in your own name by simply confirming the consent of your parent or guardian. You can choose from 1 to 60 payments with zero down payment.
Can high school students apply for a driver's license loan?
High school students, preparatory school students, and part-time workers can also apply.
What is the process and procedure for the driver's license loan examination?
After your driver's license loan application has been officially completed by our company, our center will email you a dedicated URL that will connect you to our affiliated credit company.
Once you register the customer information required for driver's license loan screening online, the screening will be carried out.
In the shortest case, the results will be available on the same day, but if your enrollment date is approaching, please apply as soon as possible. Depending on the results of the examination, you may be re-examined with a guarantor, the procedure may change to a written procedure, or you may not be able to use a driver's license loan.
Please note that driver's license loan screening is carried out by a credit company and we are not able to know the content or method of the screening.
Can I check whether a loan can be used or not before applying for a driver's license loan?
We cannot review your driver's license loan before you apply. You must first apply to a driving school, and then your driver's license loan will be reviewed after the course fee has been confirmed.
If the result of the loan screening is that you are not eligible for a driver's license loan, you will be given the option to change your payment method, reapply for a driver's license loan with a different credit company, or cancel your application.
If you are unable to avail of a driver's license loan and cancel your application, rest assured that we do not charge a cancellation fee.
If you are applying for a driver's license loan, please note that it may take some time depending on the situation. Please apply well in advance.
Do I need a guarantor when applying for a loan?
In principle, guarantors are not required at our affiliated credit companies. However, minors will need parental consent to apply for a loan.
Please note that depending on the results of the screening, you may be required to provide a guarantor.
If I do not pass the loan screening, will there be a cancellation fee or processing fee?
In the case of a training camp, as stated in the travel conditions manual, if you cancel during business hours on or before 21 days before the start date, you will be charged a change fee and a change fee depending on the time of cancellation. A cancellation fee will be charged.
When is the payment start date for loans?
Payment will begin from the month following the month of enrollment. Depending on the enrollment date, it may be delayed by one month.
Generally, the payment will be automatically transferred from a designated account, so please note that if there is no balance, the payment will not be debited.
What are the screening criteria for driver's license loans?
The credit company's screening standards will be applied to the screening. Please note that the screening will be carried out by the credit sales company you are applying to, and that we are not aware of the details of the screening.
Can you issue a receipt?
As a general rule, receipts can be issued if payment is made by bank transfer.
*This is an electronic receipt and cannot be issued by mail.
*Receipts will not be reissued.
